Debt rescue
Sandro and Julia* (not their real names) had been struggling with their debts over a couple of years.  When Julia lost her part-time job, things got just that little bit tougher.

With two maxed-out credit cards; finance for a 2-year old plasma tv and a car loan that had another 3 years to run, their total monthly payments exceeded their home loan repayments.  They were beginning to miss payments, meaning penalties from both their bank for overdrawing their account and their finance companies.

Sandro and Julia came to New Start after hearing about us from a friend.

We were able to help them out straightaway and put them back on an even-keel.  Using the equity in the house they’d bought when they first married seven years ago, we paid off all the other loans.  The increase in mortgage payments was still much less than the total of their previous payments and they were paying much lower interest rates.

Are you running into trouble with your payments? Give New Start a call now on 9207 3400 to talk to the understanding loan consultants or contact us here. You could be on your way to a cost-effective way out of your difficulties.

Self-employed
Bob’s plumbing business had been growing steadily since he went out on his own.  In fact, things were growing so fast that he needed to expand by bringing on two new plumbers and fitting out two new work trucks.

Bob found it difficult to find the time to run around after all the different finance companies, and still keep his business going.  A mate told him about New Start, and we arranged to see Bob at a convenient time for him.

After taking all his details, and learning his business goals, we analysed the available loans using our leading-edge software and own knowledge of the products. 

At that first meeting, we were able to submit a loan application and receive on-the-spot conditional approval, giving Bob confidence he had found the support needed to help grow his business.

Our expert consultants were able to help Bob out with finance options, enabling him to build his fleet, and get the financial room to move to employ staff.

Is your business ready for the next step? Contact New Start on 9207 3400 or contact us here and we’ll come to you.

New home
Terry and Kathleen * (not their real names), are a couple in their mid-30s who’ve been married for nearly 12 years.  With two kids under 9 and another on the way, their family home was beginning to feel a little crowded.

It was time for a new start in a new home.

With both children attending local schools, Terry and Kathleen were faced with a dilemma.  They needed a bigger home, and fast, but they didn’t want to leave the area where they had become part of the community.

Like most suburbs in Perth, housing prices in their area had gone up significantly.  After a few weeks of searching, they decided their best option was to make a new home out of their existing home by renovating.

When their existing bank turned them down, Terry and Kathleen turned to New Start.  We reviewed their assets, other loan commitments and income and using our state-of-the art software were able to show them several loans that met their needs for now and in the future.

With our guidance, Terry and Kathleen successfully applied for a renovation loan that gave them the ability to build their dream home and the flexibility to manage payments while Kathleen was on maternity leave.

We’re happy to say the two new arrivals – the baby and the renovation – were delivered safely and are doing well!

Do you need a new home?  Give New Start a call today on 9207 3400 to explore your options.
Or contact us here.

First home buyer
Ryan was in his late-20s and sick of living with flatmates.  He had been paying rent for nearly ten years and didn’t want to keep helping pay someone else’s mortgage. 

After searching for a few months, he finally found a unit that he loved. 

Before he put an offer on the unit, Ryan came straight to New Start.  In our first meeting, we took down details of Ryan’s income and loans. 

Based on what he told us, we were able to obtain conditional approval forRyan’s application on a great loan that offered a low rate and re-draw facility so Ryan could plan for renovations in the future.

Ryan was able to place an offer on the property, with the confidence of knowing how much he could spend and a position of strength with his pre-approval. 

Happily, Ryan was successful in his offer and is now the proud owner of his first home.

Like to see yourself in your first home? contact New Start today to discover your eligibility for a home loan or phone 9207 3400.